\n Scenario:<\/strong> To prepare for this Discussion:<\/strong><\/p>\n Post<\/strong> a cohesive response to the following:<\/p>\n Analyze obligations of the employer and the government in insuring the two populations of individuals described in the scenario. Evaluate the impact of moral hazard and adverse selection on these insurance provisions. Then, recommend the type of health insurance policy the employer should design and provide for its employees. Defend your recommendations.<\/p>\n <\/p>\n Points: <\/p>\n Points Range:<\/span> 22 (55%)<\/span> – 24 (60%)<\/span> <\/p>\n <\/p>\n Discussion posting demonstrates an excellent<\/em> understanding of all<\/em> of the concepts and key points presented in the text(s) and Learning Resources. Posting provides significant detail including multiple relevant examples, evidence from the readings and other scholarly sources, and discerning ideas.<\/p>\n Feedback: <\/strong><\/p>\n<\/td>\n Points: <\/p>\n Points Range:<\/span> 19 (47.5%)<\/span> – 21 (52.5%)<\/span> <\/p>\n <\/p>\n Discussion posting demonstrates a good<\/em> understanding of most<\/em> of the concepts and key points presented in the text(s) and Learning Resources. Posting provides moderate detail (including at least one pertinent example), evidence from the readings and other scholarly sources, and discerning ideas.<\/p>\n Feedback: <\/strong><\/p>\n<\/td>\n Points: <\/p>\n Points Range:<\/span> 17 (42.5%)<\/span> – 18 (45%)<\/span> <\/p>\n <\/p>\n Discussion posting demonstrates a fair<\/em> understanding of the concepts and key points as presented in the text(s) and Learning Resources. Posting may be lacking<\/em> or incorrect in some area, or in detail and specificity, and\/or may not include sufficient pertinent examples or provide sufficient evidence from the readings.<\/p>\n Feedback: <\/strong><\/p>\n<\/td>\n Points: <\/p>\n Points Range:<\/span> 0 (0%)<\/span> – 16 (40%)<\/span> <\/p>\n <\/p>\n Discussion posting demonstrates poor or no understanding<\/em> of the concepts and key points of the text(s) and Learning Resources. Posting is incorrect and\/or shallow and\/or does not include any pertinent examples or provide sufficient evidence from the readings.<\/p>\n Feedback: <\/strong><\/p>\n<\/td>\n<\/tr>\n Points: <\/p>\n Points Range:<\/span> 8 (20%)<\/span> – 8 (20%)<\/span> <\/p>\n <\/p>\n The feedback postings and responses to questions are excellent and fully contribute to the quality of interaction by offering constructive critique, suggestions, in-depth questions, additional resources, and stimulating thoughts and\/or probes.<\/p>\n Feedback: <\/strong><\/p>\n<\/td>\n Points: <\/p>\n Points Range:<\/span> 7 (17.5%)<\/span> – 7 (17.5%)<\/span> <\/p>\n <\/p>\n The feedback postings and responses to questions are good but may not fully contribute to the quality of interaction by offering constructive critique, suggestions, in-depth questions, additional resources, and stimulating thoughts and\/or probes.<\/p>\n Feedback: <\/strong><\/p>\n<\/td>\n Points: <\/p>\n Points Range:<\/span> 6 (15%)<\/span> – 6 (15%)<\/span> <\/p>\n <\/p>\n The feedback postings and responses to questions only partially contribute to the quality of interaction by offering insufficient constructive critique or suggestions, shallow questions, or poor quality additional resources.<\/p>\n Feedback: <\/strong><\/p>\n<\/td>\n Points: <\/p>\n Points Range:<\/span> 0 (0%)<\/span> – 5 (12.5%)<\/span> <\/p>\n <\/p>\n Student does not interact with peers (0 points), or<\/strong> the feedback postings and responses to questions do not contribute to the quality of interaction by offering any constructive critique, suggestions, questions, or additional resources.<\/p>\n Feedback: <\/strong><\/p>\n<\/td>\n<\/tr>\n Points: <\/p>\n Points Range:<\/span> 8 (20%)<\/span> – 8 (20%)<\/span> <\/p>\n <\/p>\n Postings are well<\/em> organized, use scholarly tone, contain original writing and proper paraphrasing, follow APA style, contain very few or no writing and\/or spelling errors, and are fully<\/em> consistent with graduate-level writing style.<\/p>\n Feedback: <\/strong><\/p>\n<\/td>\n Points: <\/p>\n Points Range:<\/span> 7 (17.5%)<\/span> – 7 (17.5%)<\/span> <\/p>\n <\/p>\n Postings are mostly<\/em> consistent with graduate-level writing style. Postings may have some small organization, scholarly tone, writing, or APA style issues, and\/or may contain a few writing and spelling errors.<\/p>\n
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You are the employee benefits manager for a mid-sized construction company with 50 employees. You are responsible for working with insurance companies to design a health insurance policy to meet your company\u2019s needs. An analysis of the health risks of your company\u2019s employees indicated that there are two populations of typical individuals: 20\u00ad- to 30-year-old workers with no known health issues and 40- to 50-year-old workers with chronic diabetes. Assume that 40% of the employees fall into the second category of workers with chronic diabetes.
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\n \nEXCELLENT <\/th>\n GOOD <\/th>\n FAIR <\/th>\n POOR <\/th>\n<\/tr>\n<\/thead>\n \n Discussion Posting Content <\/th>\n \n \n \n \n \n Peer Feedback and Interaction <\/th>\n \n \n \n \n \n Writing <\/th>\n \n \n
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